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Ways to Give

  • From our donors who believe they can make a difference, to our nonprofit partners who believe they can improve the human condition, you are helping make the Bay Area a better place for generations to come. See our 2018 Annual Report to see how you are making a difference in our community.

  • In a philanthropy circle, the donations of many come together for a big impact.

  • Give From Your IRA: A Tax-Saving Way to Help the Bay Area Community Foundation

    If you are 70 1/2 years old or older, you can take advantage of a simple way to benefit your community through the Bay Area Community Foundation and receive tax benefits in return. You can give up to $100,000 from your IRA directly to a qualified charitable institution without having to pay income taxes on the money. This popular gift option is commonly called the IRA Charitable Rollover, but you may also see it referred to as a qualified charitable distribution, or QCD, for short.

    Why Give from My IRA?

    • Your gift will be put to use today, allowing you to see the difference your donation is making.
    • You pay no income taxes on the gift. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions.
    • If you have not yet taken your required minimum distribution for the year, a qualified charitable distribution (QCD) can satisfy all or part of that requirement.

    How it Works

    • You make a gift of up to $100,000 by transferring IRA assets to your community foundation. You must be 70 1/2 years old. If married, each spouse can transfer up to $100,000 from his or her IRA.
    • Your gift can be placed into a charitable fund in your name, the name of your family, or in honor of any person or organization you choose. We handle all administrative details.
    • Your gift can be placed into an endowment that is invested and will grow over time. Grants addressing community needs will be made forever.

    Choose a Fund

    Although Donor Advised Funds are not eligible to receive QCDs per IRS regulations, the Community Foundation has several alternatives for donors to consider:

    • Unrestricted Fund — Address a broad range of current and future needs. The community foundation awards strategic grants to select projects and programs.
    • Field of Interest Fund — Target your gifts to causes important to you. The community foundation awards grants to programs addressing your specific interest area.
    • Designated Fund — Support the good work of a specific nonprofit organization with a source of income, plus planned giving and investment management services.

    Frequently Asked Questions

    • I've already named Bay Area Community Foundation as the beneficiary of my IRA. What are the benefits of making a gift now? — By making a gift this year of up to $100,000 from your IRA, you can see your philanthropic dollars at work. You are jump-starting the legacy you've planned to leave and giving yourself the joy of seeing your wishes come true.
    • I'm turning 70 1/2 in a few months. Can I make this gift now? — No. The legislation requires you to reach age 70 1/2 by the date you make the gift.
    • When do I need to make my gift? — We must receive your gift by Dec. 31 for your donation to qualify for this year. If you have check-writing privileges on your IRA account, please mail your check by Dec. 15 to ensure time for delivery.

    Next Steps

    1. Contact the Bay Area Community Foundation at 989.893.4438 for additional information on giving an IRA gift.
    2. Seek the advice of your financial or legal advisor.
    3. Request that your IRA administrator make a direct transfer to the Bay Area Community Foundation or have the administrator send a check from your account to us. (To be tax free, the donation must go directly from your account to BACF without passing through your hands.) We have included a sample letter (editable Word document) below for your use if you prefer to send a letter to your administrator.

      Click to download a sample letter to your IRA plan administrator.

    Legal Name: Bay Area Community Foundation

    Address: 1000 Adams Street, Suite 200, Bay City, MI 48708

    Federal Tax ID Number: 38-2418086

    This information is not a substitute for expert legal, tax, or other professional advice, and we strongly encourage donors to work with your professional advisors to determine the impact of making a QCD on your particular situations.

  • All of us at the Bay Area Community Foundation (BACF) value the trust you have placed in us, and we take the protection and proper use of your personal information very seriously. It is why I am writing to you today to inform you of a data security incident at Blackbaud, a third-party service provider to BACF, which may have included some of your personal information.

  • The Warren F. and Ruth P. Mandley Memorial Education Fund now supports one student each year with a $2,000 Bay Commitment Scholarship. Ledonna Husband is the first recipient and shares her experience starting college as a first-generation student.

  • The dictionary defines bold as “a person, action, or idea; showing an ability to take risks; confident and courageous.” This definition describes the child abuse and neglect councils of the Great Lakes Bay Region and Huron County, who courageously took risks to protect children suffering abuse.

  • Donate Stock: Turn Your Appreciated Assets into Community Good

    donate stock

    Making a gift of stock to the Bay Area Community Foundation is an easy and tax-effective way to fulfill your philanthropic goals. Your gift qualifies for a tax deduction based on the full market value of your stock; plus, if the stock has appreciated in value, you avoid the capital gains tax that would otherwise arise from the sale of these shares.

    To Make a Gift of Stock

    1. Please complete the Stock Gift Form and give to your financial advisor. If you have any questions regarding these instructions, please call Sue Jensen at 989.893.4438.
    2. Please notify us in writing of the gift and indicate in the letter which endowment fund you would like credited with the gift. This will help ensure that your gift is properly received and acknowledged.
    3. Send correspondence to:
      Sue Jensen, Director of Finance
      Pere Marquette Depot
      1000 Adams Street, Suite 200
      Bay City, MI 48708
      This email address is being protected from spambots. You need JavaScript enabled to view it.

    Download Stock Gift Form

    For more information about other ways of giving such as bequest by will or designating Bay Area Community Foundation as the beneficiary of a life insurance policy or retirement plan, please contact Diane Fong, President & CEO at 989.893.4438.

    This information is not a substitute for expert legal, tax, or other professional advice, and we strongly encourage donors to work with your professional advisors to determine the impact of making a stock donation on your particular situations.

  • On May 5, Bay Area Community Foundation hosts a 24-hour online giving day at www.givelocalbay.org to raise funds for nonprofits in Bay and Arenac counties. With $25,000 in incentive funds and an additional $3,000 in potential prizes for nonprofits, it’s a celebration when your gift goes further. Especially this year, when so many nonprofits have had to cancel fundraising events and others are working hard to ensure our families are fed and cared for, it’s a great time to show your community that you care.

  • We can make your charitable IRA transfer easy, flexible and effective, helping you achieve your personal charitable and financial goals.

  • After his mother passed away, Guy Greve created a donor advised fund to honor her memory and their shared love of the arts. The Rita Greve Fund for Art in Public Places awards grants to projects meant to beautify and enrich our community’s outdoor spaces.

  • On May 5, we celebrated our local Bay and Arenac county nonprofits and agencies for the hard work they do day in and day out. During this 24-hour online fundraiser, our community raised more than $143,000!.

  • On May 7, we celebrated our local Bay and Arenac county nonprofits and agencies for the hard work they do day in and day out. During this 24-hour online fundraiser, our community raised more than $78,000!.

  • The Coronavirus Aid, Relief, and Economic Security Act (CARES Act), signed into law on March 27, is the largest stimulus package in history. It also has implications to help stimulate charitable giving.

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Pere Marquette Depot in Downtown Bay City

Offices open by appointment only.

1000 Adams St., Suite 200
Bay City, MI 48708
Phone: 989.893.4438
Email: bacfnd@bayfoundation.org
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