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Donors / Stories

Thank you for investing in our community ― allowing us to be responsive to the ever-changing needs and promising opportunities for growth. Your philanthropic support and generosity multiplies when combined with gifts from others, so that together we are capable of doing so much more in providing for our community.

Celebrating the 2025 Bay Commitment Scholars!

The Bay Area Community Foundation was honored to celebrate 69 incredible students from Bay and Arenac counties as they each received a $2,000 Bay Commitment Scholarship to begin their college journeys at Delta College or Saginaw Valley State University.

Read More »

Donor-Advised Funds

Donor Advised Funds offer flexibility and impact. These funds allow you to actively participate in the grantmaking process. You can start your own fund and recommend charitable projects or organizations you wish to support.

With a donor-advised fund, you’re able to select the nonprofits and organizations you want to help, and Bay Area Community Foundation (BACF) does all the work of administering the grants. With diligent financial management by BACF, the fund will continue to gain interest each year and continue on … forever.

Benefits of establishing a donor-advised fund with BACF

  • Enjoy cost savings and tax advantages by giving through your fund as an alternative to direct giving or creating a private foundation
  • Have the flexibility to add to your fund at any time for immediate tax deduction but choose to distribute the funds over longer periods of time
  • Make giving a family activity and include family members as advisors to the fund after your death
  • Give anonymously, if desired
  • Gain access to the Foundation’s professional staff for expert financial management
  • Honor a family member with a named fund

Ready to get started?

Call us at 989-893-4438 to set up an appointment.

Plan for the future

Including Bay Area Community Foundation in your estate will leave a legacy of support so that your community advocacy is realized forever. When you make a charitable gift to your community foundation through values-based giving, your life’s work and what you care about most live on. You are creating your own legacy…your story that will be told for generations to come.

How would you tell your own story?

Your values. Your hopes. Your desires.

  1. Define your passion.
    What causes are close to your heart? Do you want to respond to a need in the community, support a charity, provide access to higher education, or honor the memory of a loved one?
  2. Create a fund or give to an existing one.
    We will work with you to create a fund that aligns your interests with your charitable and financial goals. Your fund can be either broad or benefit a specific impact area.
  3. Decide what and when to give.
    You can donate a wide variety of assets to build your fund or give to an existing one. You can give now with liquid assets or make plans to give into the future through planned giving.
  4. Entrust the details to BACF.
    We can easily start a fund for you and will keep track of all the administrative burden so that you can focus on your passions! You can coordinate gift planning with your professional advisors.
  5. Adjust when needed.
    If your situation or interests change, we can help adjust your giving strategy. If a nonprofit organization that you fund ever closes or changes its mission, you can rest assured that even after your lifetime, BACF will preserve your original intent.
  6. See impact, for good. Forever. 
    Your gifts are turned into grants to nonprofit organizations or scholarships to local students pursuing higher education. Establishing an endowed fund ensures that your work will continue forever.

Planning today to give tomorrow

One way of giving is including a charitable gift in your will or trust. When you combine your charitable goals with your estate planning, you can minimize your tax burden, provide for your family, honor loved ones, leave a legacy in your name, and reinforce your personal values. You can even make contributions to your favorite causes ― ones that you may not have the financial resources to accomplish during your lifetime.

Do you want to …

  • Give charitably from your estate while still leaving some for family? Distribute your estate into percentages, giving a share of it to Bay Area Community Foundation, which can be distributed to several causes.
  • Make a significant gift at little cost to you? Name Bay Area Community Foundation as a beneficiary of an existing life insurance policy.
  • Avoid tax on retirement plan assets? Retirement plan assets are the most heavily taxed. Make BACF a beneficiary and leave other assets to your family.
  • Wait to give until you know you will no longer need the resources? Consider a bequest in your will or trust.
  • Supplement income for life and make a charitable gift at the same time? Establish a charitable gift annuity or a charitable remainder trust.
  • Reduce gift and estate tax when passing assets on to family? Consider a charitable lead trust.

Distributing your estate’s charitable gifts

Bay Area Community Foundation offers you flexible options to make distributing the charitable portion of your estate simple for your estate executor and easy for nonprofit recipients. Leave your estate, or a portion of your estate, to BACF and specify the amount each organization’s endowment fund should receive. We handle the rest. By investing in their endowment funds, you help ensure the organizations will continue to thrive for years to come. Partnering with us saves you money now and time later when giving through your estate plan.

It’s easy to make a gift by insurance policy, IRA beneficiary designation, or another asset. The following wording in your will can get you started:

I devise to the Bay Area Community Foundation (Tax ID 38-2418086), a Michigan nonprofit corporation, the sum of [$____] (or a specific asset or percentage of estate), for the purpose of [_____].

For as many motivations as there are to give, there are ways of giving. 

View and download our guide to help you and your professional advisor determine the custom giving solution that’s right for you.

We’re here to help. Give us a call at 989-893-4438.

Giving circles

Interested in being a part of the grantmaking process at a lower financial level? Join with other philanthropists in the area and work together to recommend projects and programs, all while enjoying a fun social evening.

BACF has giving circles for both men and women

We know that some passionate people don’t want to simply give their money, but they want to be a part of the process of helping decide which organizations it is awarded to. Four times a year, the Women’s Philanthropy Circle and Men’s Philanthropy Group gather for food, fun, and friendship—with a side of philanthropy.

Each member contributes $1,000 a year. Half of this gift is granted out that year to local organizations, and half of it is placed in an endowment fund. This endowment fund grows the impact potential for many years to come.

Recently, the groups have granted to provide clothing for women and children in need, holiday food baskets, furniture for the local women’s shelter, support for the Youth Leadership Academy, and Coats for Kids, among other projects. Each member brings their own ideas on needs in the community, and the group votes on which projects to help fund.

“It’s a great way to get involved for someone who is community-minded and wants to go about giving in a slightly different way.”Lee Miller, MPG member

 

“The Women’s Philanthropy Circle is great for women who have a philanthropic heart but not a lot of time. When we combine our resources, we can make a bigger impact. It’s instant gratification. You know you’re helping someone immediately that could use your lift. It’s amazing to see all we have accomplished so far.”– Barb Engelhardt, original WPC member              

Both groups are always accepting new members.

Contact us to learn how to get involved.

Giving resources

We are happy to help guide you through your giving process. We’ll go through your options for giving and explain them in greater detail. You may also find these resources helpful as you’re getting started:

Call us at 989-893-4438. We’re happy to help.

Secret Link

Nicole Horn

989.893.4438 or email below 

Donor Relations and Communications Officer

At BACF, I am fortunate to contribute to our mission in meaningful and impactful ways. As your main contact for donor-advised funds, I help ensure that each donor’s unique passions are brought to life through their giving—whether this be through designated or agency funds. It is an honor to connect with generous community members, and I am always available to discuss how you can create a lasting impact in our community.  

In addition, I oversee all of BACF’s communications, bringing ideas to life through engaging stories and visuals. While upholding our brand identity, I strive to highlight the remarkable individuals in our community and the collaborative efforts that make Bay and Arenac counties exceptional places to live, work, and thrive.

As a lifelong Bay County resident, I am deeply connected to our people and community. I cherish the opportunity to build meaningful relationships and am committed to enhancing the quality of life for everyone in Bay and Arenac counties, ensuring a bright future for generations to come.

I Can Help You With:

  • Donor Advised Funds
  • Agency & Designated Funds
  • Business Sponsorships
  • Give Local Bay and BACF Events
  • BACF Website
  • BACF Donor Portal

Things I Do In My Free Time: You’ll often find me at a local coffee shop in Downtown Bay City and frequenting the area’s local arts and music scene. I also love hiking and exploring parks both in our area and throughout northern Michigan.

Madi Syring

989.893.4438 or email below 

Program Officer

I am proud to serve my community through my role at BACF. As a Program Officer, I collaborate with nonprofit, government, church, and school partners in Bay and Arenac counties to navigate our grant opportunities and find the right funding alignment. From project conception to post-award, I am your main contact for all things grants. Connecting organizations and donors who share the same vision and passion is at the heart of my work.

I am dedicated to supporting the organizations that work tirelessly to improve our community. Additionally, I provide capacity-building opportunities by hosting educational workshops, managing Catchafire—a volunteer platform connecting organizations with professional services at no cost—and offering technical assistance and resources to build strength in our nonprofit community.
 

I Can Help You With:

  • Navigating the Competitive Grant Process
  • Finding Funding Alignment
  • Building Organizational Capacity
  • Technical Assistance

Things I Do In My Free Time: Outside of work, you might catch me on the trail with my dog! I love backpacking, hiking, hunting, and kayaking all over Michigan. I’m also an avid reader, so you might find me at a local library or bookshop. 

Rachael Rosas

989.893.4438 or email below

Administrative Officer

As the Administrative Officer at BACF, my responsibilities include maintaining our comprehensive database, accurately documenting gifts, and collaborating with building vendors to maintain the historic Pere Marquette Depot.

I am committed to establishing well-documented processes that contribute to the ongoing success of BACF. My deep appreciation for the Pere Marquette Depot drives me to preserve this historic landmark as a source of price for our community, ensuring its legacy for future generations. 

I Can Help You With:

  • Making a Gift to One of Our Many Funds
  • Updating Your Contact Information
  • Identifying the Most Helpful Staff Member or Resource
  • Answering General Questions about BACF
  • Providing Information About the Pere Marquette Depot and 1904 Room Event Space

Things I Do In My Free Time: I enjoy immersing myself in flower gardening and various art projects. I love spending time in nature and attending community events, which help me stay connected and get inspired. 

Frances Moore

989.893.4438 or email below 

Program and Finance Associate

As the Program and Finance Associate at BACF, I support our Scholarship Program and partner with the Director of Finance on financial reporting. I also assist in the management of the Pere Marquette Depot and the 1904 Room event space.

I am honored to play a role in helping individuals achieve their dreams and reach their full potential. I am passionate about making a positive impact and am always ready to lend a helping hand to ensure the success of our programs and the betterment of our community. 

I Can Help You With:

  • Scholarship Applications and Award Process
  • Information about the Pere Marquette Depot and 1904 Room Event Space
  • Coordination with Scholarship Committees
  • General Support for BACF Programs and Initiatives

Things I Do In My Free Time: I enjoy spending time with family and friends, exploring Michigan’s beautiful landscapes, camping under the stars, and bike riding through scenic trails.